With health care costs continuing to rise, and an increase of nearly 8% in 2006, it’s no surprise that many employers struggle to offer health benefits to their employees. Fortunately, there are options available to help employers control their health care costs. Self-funded health plans have consistently demonstrated lower trends than fully insured plans. And early studies show that consumer-driven plans are delivering cost-savings as well.

TREND COMPARISON TOOL

Curious about how your current plan stacks up? Select from the following plan options to compare average trends over the last few years and see whether you could have saved with a self-funded or consumer-driven health plan.

Which option best describes your current plan? (select one):

Fully Insured HMO plan
Fully Insured PPO plan
Other Fully Insured plan
Self-Funded plan

I am interested in comparing the following plan options (select all options you would like to compare with your current plan type):

Self-Funded plans
Consumer-Driven plans (including a tiered PPO plan, Health Savings Account or Health Reimbursement Account)
Fully Insured Consumer-Driven plans (self-funded and fully insured data combined, including a tiered PPO plan, Health Savings Account or Health Reimbursement Account)
Self-Funded Consumer-Driven plans (including a tiered PPO plan, Health Savings Account or Health Reimbursement Account)